Our Flood market provides an alternative to NFIP coverage and/or an excess placement to “top-up” limits provided by NFIP. Coverage placed with Lloyds & London Companies allows for flexible approach to risk consideration on a lender approved policy wording.

• Replacement Cost Valuation for Buildings and Contents
• No co-insurance penalty
• Additional living expense coverage available
• No Elevation Certificate required
• No penalty for secondary residencies
• Coverage equivalent to NFIP (guarantee endorsement)